Foreclosure Stress Never Goes on Holiday
If a foreclosure is threatening your happy holiday, you should know you’re not alone. Millions of Americans are in the same situation, and it is my goal to help ease the stress that comes with the threat of foreclosure for as many as I can reach.
As a CDPE-designated agent, I help struggling Boca Raton & Delray Beach homeowners navigate the various options they have to avoid foreclosure. One possible option is a mortgage modification, which makes monthly payments more affordable.
For more information regarding this and other solutions, please download the free report located on No-to-Foreclosure.com .
If you need immediate assistance, please feel free to contact me throughout the holiday. I’m here to help. Make financial stability your resolution for the New Year!
For All Your Real Estate Needs - Eva Aliaga - Boca Raton, Delray Beach & Coral Springs, FL
Eva Aliaga is a Realtor® with Keller Williams Realty, specializing in Homes For Sale in the South Palm Beach area.
If you are looking for a Palm Beach County Realtor, call Eva for all your Southeast Florida Buying & Selling needs!
Eva Aliaga - Keller Williams Realty of Boca Raton
561-859-9926
Kind of you to help folks out. How do you get paid, or is this just part of your overall agent service?
I believe we need to be able to explain to our clients the pros and cons of the different paths they can take, then leave the final decision up to them with the help of, say, their mortgage broker and attorney.
In my area, not one person I know has qualified from a home loan modification and got it. The banks make it so difficult. It's a difficult time to say the least and is especially stressful during the holidays.
Thank you for your post.
Loan Mods are a Cruel Joke played upon the American People. Most people are worse off for attempting HAMP or similar programs.
Short Sales take time, but that may be your only option instead of a Foreclosure or Default.
Strategic Default? See a Lawyer first, then based upon his or her Legal Advice, put your Walking Shoes on.
Hi Jon, Like Kimberly said we need to know how to explain what their options are, some can modify their interest rate but not their principle, hopefully that can help otherwise explain a short sale can be an option. If they decide to sell via short sale and the sale goes through then we get paid. I can not charge a fee for modification. All the best in the new year.
Hi Kimberly, Yes the bank does make if difficult, it would be even better if they would modify the principle of what is owned. Some just feel abandoning their home is the only option. Hoping the best in the new year.
I totally agree with you eva. everyone needs to make financial stability their resolution every year.
Hi Fred, loan modifications are as complex as a short sale with all the papers that need to be collected, just to lower the interest rate as the amount owed remains the same. Here in Florida some can not qualify as they do not have a job to qualify for the modification. Then there are some taking advantage of the situation also. All the best in the new year.
Hi William, thanks for stopping by, all the best in the new year
Hi again, Eva.
As a fellow Floridian, you are definitely working a good "Business Model".. You know how many people in this State are upside down, underwater, in arrears, Lis Pendens, etc. These are the people to offer your CDPE Services.
Likewise, have a good 2011. Next time I am in Delray Beach or Boca Raton, lunch is on me!
I agree with Fred
Loan Mods are a Cruel Joke.
Hi Tim, some people get the impression that the bank will lower the principle but no just the interest rate, the bank will do a short sale but not lower principle. All the best in the new year.
Hi Fred, thanks